Wealth rarely comes without belief and intention. It’s possible to luck your way into financial abundance, but the odds aren’t in your favor. While a wealth mindset isn’t enough to create wealth, it...

Everyone's goal as they approach retirement is financial independence. But, even if you're financially secure, will you be able to enjoy your golden years?   No, it does not.   Many of us...

A life settlement is when you sell your life insurance policy for cash that you can use and enjoy while you're still alive. The vast majority of people misunderstand and misrepresent life...

You've spent years studying how to "save" for retirement. First, save, and then spend. Averaging of Dollar Costs, rebalancing, and asset allocation. In the United States, you have contributed to...

For many people, being debt-free equates to being worry-free. This is most noticeable during retirement, especially for seniors living on a fixed income. Almost half of all adults in the United...

Charitable giving frequently conjures up images of the ultra-rich establishing foundations and complex trusts. While this is undoubtedly true, many people who do not have millions of dollars...

We give of ourselves, our time, our talents, and our money as baby boomers over 60 struggle to care for so many people in our lives. Many people over 60 are giving to the point of forgetting to look...

For better or worse, there are many retirement planning rules based on your age. Knowing these rules can help you avoid paying more taxes (and penalties), but it can also help you take advantage of...